Everyone wants to have a place to call their own. However, jumping the gun might cause your finances to suffer. If you don’t want that to happen, then you should only consider buying a home when…
You have financial stability Having financial stability doesn’t exactly mean that you have to be rich. It simply implies that you have more than enough in your accounts to pay for a property and the mortgage that will come with it. If you’ve saved enough, then you’re good to go.
You have decided on settling down Are you set on the current career you have? Are you established in starting a family with your current location? If your answer is yes to all that, then you’re ready.
You have good credit A good credit score will help you gain pre-approval for a mortgage. However, don’t despair if your current credit score is a bit low. GoldenPoint Finance has several strategies that can redeem your credit score. Talk to one of our experts!
You have accumulated a reasonable budget After getting pre-approved for a mortgage, you have to consider that you will also need to present a down payment. However, if you’re still a bit short on the required amount, you can always tighten up your belt to save more money. Once you have that covered, you can get on your way to owning your very own home.
You have knowledge of mortgage options Being informed of the different loan programs will allow you to better take charge of your finances. But, in case you’re still new to the whole concept of it, don’t worry. We have specialists on the team who can guide you through the whole process.
Work with a Mortgage Broker in San Jose California to obtain your dream home today!
We take into consideration your lifestyle, finances, and plans for the future so that we may direct you to a loan program that best suit your needs. Contact us to discuss your options today.